How can a foreigner buy property in Costa Rica?

How can a foreigner buy property in Costa Rica?

Foreigners can purchase titled property in Costa Rica without being residents. From the beginning, Zenith Luxury Realty can connect you with recommended real estate attorneys to guide the legal process.

1. Set your budget and financing

In addition to the purchase price, budget approximately 3.8% for legal and property transfer costs. If you need financing, we can help you explore available options. A 20% down payment is a common starting point, depending on the lender, property and buyer profile.

2. Find the right property

We select properties based on your objective: living, investing, renting or vacationing. We analyze location, price, condition, expenses, appreciation potential and expected returns.

3. Submit an offer

The offer defines the price, payment method and purchase conditions. The initial deposit is always negotiable. Once accepted, the parties normally sign an option-to-purchase agreement.

4. Place the funds in escrow

The deposit and purchase funds can be handled through an escrow account. We work with trusted local partners and can recommend options to coordinate this service.

5. Legal review and closing

The attorney reviews ownership, taxes, liens, the cadastral plan and applicable permits. After due diligence, the deed is signed before a Costa Rican notary and submitted to the National Registry.

Support after the purchase

Our network can also assist with moving services, furniture, décor, art sourcing and interior designers—so your new property can be delivered fully prepared and impeccable.